There is a big difference between what you can qualify for and what kind of payment you will be comfortable with. Call or e-mail Scott to discuss the difference.

Need a lender? Call or e-mail Scott. He can give you the guidance on who to contact.

I'm ready to get pre-qualified for a loan, what do I need ?   I have worked with the following individuals for many years, like me, they have been through the tough markets and the great markets. Each are experts in their field and provide excellent customer service, full disclosure of exactly what you are signing. Most importantly, they know how to get the job done and have all been dedicated to protecting their clients from getting into a loan that they would later regret.    Steve Zercoe    Wells Fargo Home Mortgage   209-574-2644    email: steve.zercoe@wellsfargo.com     John Nelson  Nor-Cal Lending , Oakdale   209-845-3870 direct      email: jnelson@nor-callending.com   Are you a First-Time Home Buyer?  Or just have questions about the home buying process?  Click here to visit the HUD.gov web site, packed with great information.

 

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